The Right Solutions to Manage Your Money
Checking Accounts
Not everyone has the same banking needs. We offer a variety of personal and business checking account to allow you to manage your money in the way that best suites your lifestyle and financial goals.
Savings Accounts
Choose the account that is right for you and watch your money grow while earning competitive rates.
Certificates of Deposit
A safe place for your hard earned money. We offer competitive rates and a variety of maturity terms to fit your long and short term needs. Check out our specials on the Rates page.
Retirement Savings Accounts
We want to help you achieve all of your financial goals, both during and after your working years. We have terms and rates that will
assure your investment will grow safely. See how easy it is to open a new account or rollover a current one by talking to us. We offer:
- Traditional, Roth, and Simple Accounts
- Simplified Employee Pension (SEP) plans
Christmas Club Accounts
Be ready for Christmas. Set aside a few extra dollars in this fund throughout the year and receive a Christmas Club check in October of these funds plus interest earned on them. Be ready for all your Christmas shopping!
Direct Deposit
Get your payroll check, Social Security, interest check, or other regular payment deposited electronically to your Farmers & Merchants Savings Bank account. Its easy and secure plus your money gets to the bank quickly and you save a trip!